There have been many instances where people have received large sums of money from an insurance payout and have blown it all unwisely.
source https://www.iol.co.za/personal-finance/guides/here-are-tips-to-ensure-that-you-spend-an-insurance-payout-wisely-a0f5f17e-b486-4110-ba40-c4965fedc9be
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